Rent vs. Own Calculator

Compare the real cost of renting versus owning. Type any value directly into the fields or use the sliders. Toggle between monthly and 10-year view.

🏢 Renting

Monthly rent ($)

Annual rent increase (%)

Renters insurance/mo ($)

🏠 Owning

Home price ($)

Down payment (%)

Interest rate (%)

Property tax % (annual)

Home insurance/mo ($)

Annual appreciation (%)

Monthly renting cost

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Monthly owning cost

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Monthly difference

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Renting

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Owning

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These are estimates. Aldona can run the real numbers for your specific situation — for free, no commitment.

Talk to Aldona →

* Estimates only. Does not include HOA fees, maintenance costs, PMI, or closing costs. Results are for informational purposes only and do not constitute financial advice. Contact Aldona Piotrowski at Forum Mortgage Bancorp for personalized guidance.